MOBILE LinQ

Mobile LinQ patented service provides businesses with the ability to accept payments from any mobile phone. Mobile LinQ, allows businesses that are mobile in nature the ability to accept credit cards and signature-based debit cards as payment using a cell phone as the Point-of-Sale (POS) terminal. No matter if your’e a sales distribution representative for Avon, Tupperware or a newspaper; a self employed taxi cab driver, landscaper or handy man; a flea market stall owner, farmers market or trade show exhibitor you can now accept credit cards anywhere at any time. Mobile LinQ allows businesses to easily, quickly and securely offer credit card and debit card processing to their customers. Businesses of all sizes can now realize the benefit of accepting electronic payment at all locations no matter the size or location. Businesses need only a mobile phone and bank account to begin using the Mobile LinQ service. No longer do businesses need to spend hundreds of dollars on expensive and cumbersome point of sale terminals, nor do they need to spend months negotiating with banks to obtain merchant accounts. LinQpay allows instant access to credit card processing for all business. With only a mobile phone and bank account businesses can be set up and accepting credit cards within hours.

Business use Mobile LinQ services to:
•  Accept credit & debit cards from any mobile phone at any location
•  Instant SMS receipt verification for business and customer
•  Increase sales revenue by offering electronic payments
•  Decrease fraud by instant authorization of funds
•  Decrease operational costs
•  Decrease time to markets

LinQpay’s credit and debit card processing service is accessed via any cell-phone. This makes it ideal for businesses that operate in field or remotely to accept payments anytime and anywhere.


The service is simple to access via any of the easy to use interfaces:

Java – A small application that is downloaded onto cell phone

IVR – An automated voice-prompt service that can be accessed from any tone-based phone.

WAP2.0 – A cell phone browser application that uses dial-up, GPRS or 2G to securely process payments.

Internet – Secure online payment gateway with transaction receipt printing.

Secure SMS – Cellphone application that securely encrypts and transmits transactions via secure SMS.

LinQpay has an online management system that enables full management of multiple users per account, making the service suitable for large service and sales teams.

Merchants capture and process credit and debit card transactions through the internet with a Java application, any WAP (Wireless Application Protocol) enable mobile phone, or through interactive voice response service (IVRS). The transaction is processed within seconds and once completed an SMS message receipt is sent to both the customer and merchant mobile phone, confirming both of a successful transaction.