Board of Directors

Chairman of the Board James Byler is the head of LinQpay. As Chairman and CEO, Mr. Byler brings a breadth of leadership in Global Operations, Management and Sales. As the visionary of the company's Global Payment Service Platform and Mobile Phone Payment Services, Mr. Byler has defined and continues to broaden the payment industries definition of Local Payments within Global Services as well as Mobile Payments through Cellular Phones. Mr. Byler is a seasoned entrepreneur with over 13 years in the technology and the financial Industries. He has held Senior Management roles within four successful start-up companies.

Mr. Byler most recently founded and held the positions of Chairman and CEO of Devinix Inc., a multi-national Global Payment Service organization widely credited with being the first Payment Service Platform to connect payment infrastructure within the major countries in North America, Europe and Asia Pacific. Prior to Devinix, Mr. Byler headed the U.S. division of Bibit, a Dutch-based Global Payment Service Provider focused on payment services within the European Union (Acquired by the Royal Bank of Scotland). Prior to Bibit, Mr. Byler headed sales at Metacode, Inc., a San Francisco based start-up specializing in Content Intelligence and Content Retrieval (Acquired by Interwoven). Mr. Byler has also held senior level Sales and Sales Management positions within companies in the Content and Document Management spaces, such as iManage, Interwoven and Documentum.Mr. Byler has worked internationally in the United Kingdom, Germany, France, Sweden, the Netherlands, China, Hong Kong, Korea, Japan, Singapore, South Africa, Canada and the USA. Today, Mr. Byler is focused on managing LinQpay's explosive growth and robust international expansion.

Member of the Board Ram Karuppusamy assumed the position of Chairman and CEO of Lancesoft in November 2002 and has instituted a clear vision that has guided LanceSoft to become a rapidly growing firm in the IT sector. The organization has grown over 12000% from then and continues to grow rapidly. Ram is determined and focused to making LanceSoft a leading company in the industry. He instills trust, sets strategy, provides direction, and demands excellence in execution. He has committed to ensuring that LanceSoft employees provide utmost service to their clients in order to help them reach and exceed their business goals. Ethics & integrity are characteristics that he lends to this organization. Ram is an avid reader, an intense athlete, outdoor enthusiast and an active participant in charities and philanthropy.

Member of the Board David F. Kvederis is president and CEO of BankServ. He founded the company in 1996, and it has since enjoyed rapid growth under his guidance. Kvederis' vision was to use the experience he had gained from nearly 30 years in banking to refine the payments component of financial services. "We are going to structurally change how payments are made," he said at the time. "Technology, the Internet and years of payments know-how allow us to do that." A pioneer in the electronic payments industry, Kvederis spearheaded the creation of such now-familiar services as direct deposit, private-label electronic check conversion technologies and global wire transfer outsourcing solutions during the 1980s and early 1990s. In his former life in the banking industry, he headed Wells Fargo Bank's corporate banking and cash management divisions and was chairman of the boards of the National and Calwestern Automated Clearing House Associations. Before his 15-year association with Wells Fargo (1982 to 1996), Kvederis served six years with Mellon Bank in Pittsburgh and six years with Continental Illinois Bank in Chicago. A free-market advocate who puts his beliefs into action, he has taken his vision of electronic payments outside the boundaries of the United States. For five months in 1993, Kvederis took a leave from his day job to work for the U.S. Department of the Treasury and served as an advisor to the government of Lithuania. From May through September of that year, he worked out of an office in Vilnius, Lithuania, where he assisted in the reform of the nation's banking sector and its transition to a free-market economy. An active member and leader of the National Automated Clearing House Association (NACHA), Kvederis has served both as a director and as chairman of its Board of Directors. He also has served as a member of NACHA's Executive Committee since 1986 and was responsible for the development and implementation of its highly successful national direct deposit marketing plan. Dave is also past-president of the Calwestern Automated Clearing House Association (CACHA). In that role, led the development of the private sector ACH processing system. In 1999, he was elected to the NACHA Electronic Check Council Steering Committee. A native of Pittsburgh, PA, Kvederis holds an MBA from the University of Chicago.